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Employers' Liability insurance

Compulsory insurance that guarantees to all employees the redress provided in law, specifically the liability of the policyholder for compulsory costs arising from accidents at work.

This kind of insurance is valid in Portugal or abroad, as it applies to Portuguese or foreign employees resident in Portugal and who are working for a Portuguese company.

What does employers' liability insurance cover?

Employers liability will take care of an employee's medical fee expenses for incidents sustained as a result of a work-related incident. For example support payments to dependents, disability coverage, lost wages, and costs for funeral costs.

Cover in case of Accident:

  • Death
  • Funeral expenses,
  • Permanent disability,
  • Temporary disability,
  • Treatment costs (accommodation and transport),
  • High disability allowance,
  • Grant for housing rehabilitation,
  • Territorial extension - ensuring occupational accidents occurring abroad,
  • Premiums according to risk and the amount guaranteed salary,
  • Ability to pay monthly, quarterly, semiannual and annual basis.

    Workers-Insurance             Workers-Insurance-self-empl 
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